Posts by Derek Loose
Debt Consolidation
Cashflow versus Interest There are a couple of ways to look at saving money. To be honest they are a matter of opinion and to be double honest it can also depend on your current situation and future plans. So here is both ways. Cashflow is about the monthly payments. How can we free up…
Read MoreFirst Time Buyer
So ya wanna buy a home? But this is your first time and you have spent time reading blogs that are old and you are not sure what still applies? Everyones situation is slightly different so what’s important is that you know the basics. Then you reach out to a kick ass mortgage company that…
Read MoreHere’s The Proper Way To Shop For a Mortgage
We often see people making the mortgage experience way more stressful than it has to be. There’s a right way and a wrong way to shop for a mortgage, and I’ll let you in on the most important tip right now: rate isn’t the only factor to consider. Our team 100% agrees that rate is…
Read MorePurchase Plus Improvements
So you want to Renovate? Sometimes it’s the yard your after, more mature trees, neighborhood. You found that house location and lot that you love but the house needs some of your personal vision to be all it can be. The best time to put renovations into your mortgage is when you first purchase the…
Read MoreSecond Home Purchase
I got good news for anyone who thought they needed to put 20% down to buy a vacation property, secondary property in your home town, or a property for your kids so that when they miss rent it is just another lump sum of money they can add to their accomplishment of spending everything you…
Read MoreSelf Employed
So you have decided to be self employed. The world of long hours and no thanks. Where banks like to treat you like you make less than a paperboy in the 90s. You are told that you don’t claim enough income or your business is too risky, what is you don’t make any money, what…
Read MoreTransfers
Before you sign that renewal to just stick in out with the same lender you have been with for over 5yrs let us take a look at it for you. Many times we can save you 2-3000 over 5yrs just on a simple renewal. If I told you that you might have to do a…
Read MoreTurn your house into a rental and purchase another for yourself at 5% down
This is a phenomenal product my friends and I am gonna let you in on one of the most popular products that lenders carry. One of the best ways to get your first rental is to turn you first purchase into a rental property while you buy your upgraded house for yourself with only 5%…
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